Sunday, January 24, 2016

5 Ways to save money

The current economy here is pretty bad. I am not an expert on Economy and Financial but as a consumer and citizen of this country I do feel the pain. Either you stay at home or step outside the door, you are going to pay the cost - gas, electricity, water, toll, food and many more. 

The saddest part is there's nothing I can do about it. I am not going to bad mouth anybody because I don't really know what happened like what happened it GST collections, what happened to Zakat Money collected, what happened to all the taxes that we paid and many more. Let the expert do their thing and solve the crisis.

(photo from PenGems)

As a woman and a mom there are ways that I can do to save money or cut cost from daily routine.

1. Reduce personal grooming from twice a month to once a month
I used to spend money on personal grooming like facial, full body massage and slimming treatment monthly. I think it's a good idea to stop going to those spa and only go at least once a month or twice a month. Some how I just can't justify the spending.

2. Eat less
Now is a good time to eat less. This is definitely a great idea especially when there's no food during meeting, workshop or training. Fasting on a weekly basis is so much effective. You will definitely reduce the cost of eating during the day.

3. Get healthy
Taking control of your health is super important now. When you are healthy you will reduce your trip to a clinic or hospital. Cost of curing a diseases is so much expensive compare to preventive maintenance. No more stressing out about office politics, not sleeping well due to unnecessary stuffs and not working out due to overtime at work. I can put all those things in my lists and not worry about it when I am at home.

4. Rotate clothing
Given that most of the stuffs here is at least 6% higher than before, you are going to save a lot of money from not buying too many clothing. Maintaining an outfit on a regular basis cost a lot. The less you have the less money you will spend on cleaning, ironing and storage. Amazingly enough I did not buy any clothes this year.

5. Entertain only one obsession at a time
I have many things and projects that I am obsess with at one time like planners, project life, art journal, stationary addict, scrapbooking, decorating, photography, apple obsession, shoes, shawl, makeup and many more. All of these obsession cost money and to make matter worst it's in US dollar. I need to cut back with my obsession. Only entertain one obsession at a time. This month is going to be planner, stickers and printable. Nothing else. I am going to focus on one obsession at a time. (Hmm maybe I should revise my goals for this year).

I know I can't just go cold turkey with my spending and lifestyle. Reducing a little bit at a time will be a smarted approach. I need to be prepare with what ever the government decide this coming week. I don't have the power to do anything about it. All I can do is make peace with it, pray and ask for Allah's guidances and help. Allah is the all Mighty, only He can help me and all of us.



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